Category: Articles

TL;DR: Yes, Uninsured Motorist (UM) Bodily Injury coverage is specifically designed to compensate you for pain and suffering. When an uninsured driver causes an accident that injures you, this portion of your own auto insurance policy steps in to cover the damages the at-fault driver’s liability insurance would have paid.… Continue reading Does Uninsured Motorist Cover Pain and Suffering?

TL;DR: Subrogation is the legal right of your health insurance company to recover the money it paid for your medical bills from a third party who caused your injury. If you are injured in an accident, such as a car crash, and someone else is at fault, your health insurer… Continue reading What Is Subrogation in Health Insurance? A Detailed Explanation

TL;DR: If you were in an accident with your brand new car and were not at fault, your immediate actions are to ensure everyone’s safety, call 911 to get a police report, and thoroughly document the scene with photos. After reporting the crash to both your insurer and the at-fault… Continue reading Brand New Car Accident and Not at Fault? Here’s What to Do Next

TL;DR: When someone you know loses a loved one, sending a text is a quick and thoughtful way to show you care. The best approach is to be direct, simple, and sincere. Start by acknowledging their loss clearly, for example, “I am so incredibly sorry to hear about [Name]’s passing.… Continue reading What to Say to Someone Who Lost a Loved One Over Text

TL;DR: Suing a mechanic can cost anywhere from $50 to $200 for a straightforward small claims court case to $5,000 to $15,000 or more for a complex lawsuit in a higher civil court. The final price tag is determined by several key factors: the court’s filing fees, whether you hire… Continue reading How Much Does It Cost to Sue a Mechanic?

TL;DR: If you were a victim of sexual assault or misconduct during an Uber ride, you have the legal right to file a lawsuit against Uber Technologies, Inc. You can seek financial compensation for your medical expenses, lost income, and emotional suffering. The basis for these lawsuits is often negligence,… Continue reading How to File an Uber Sexual Assault Lawsuit in Georgia