Category: Articles

Key Highlights: If the uninsured driver files for bankruptcy, they may have their debts discharged, meaning they won’t have to pay you. However, if the accident involved reckless behavior, such as DUI, they may still be required to compensate you. Additionally, your uninsured motorist coverage could help cover your losses.… Continue reading What Happens if the Uninsured Driver Files for Bankruptcy?

Key Highlights: If the uninsured driver was borrowing someone else’s car, the car owner’s insurance might cover the damages since insurance typically follows the car, not the driver. If the car isn’t insured, you may need to rely on your own uninsured motorist coverage or take legal action against the… Continue reading What if the Uninsured Driver Was Borrowing Someone Else’s Car?

Key Highlights: If an uninsured driver totals your car, it can leave you unsure of what to do next. You’ll need to know how to handle the situation, from contacting the police to understanding your insurance options. Filing a claim, gathering evidence, and exploring uninsured motorist coverage are critical steps… Continue reading What to Do if an Uninsured Driver Totals Your Car

Key Highlights: Finding out that the other driver in an accident lied about having insurance can be stressful and confusing. You might feel frustrated, unsure of how to move forward, and worried about how you will pay for damages or medical bills. Yes, it’s upsetting to discover someone isn’t being… Continue reading What to Do if the Uninsured Driver Lies About Their Coverage

Key Highlights: If an uninsured driver offers to pay out of pocket after an accident, it might seem like a quick fix, but it’s important to proceed with caution. While the offer may cover immediate repairs, there could be hidden costs or future medical expenses that aren’t immediately visible. Before… Continue reading What to Do if the Uninsured Driver Offers to Pay Out of Pocket

Key Highlights: If you’re hit by an uninsured motorist in a different state, it’s crucial to act quickly and correctly to protect yourself. Start by gathering evidence at the scene, contacting the police, and getting a copy of the report. Your insurance coverage will play a key role, so notify… Continue reading What to Do if You’re Hit by an Uninsured Motorist in a Different State