Category: Articles

Yes, you can sue your own insurance company if they refuse to cover an uninsured motorist accident, but this would typically be a last resort after other dispute resolution options have failed. If you have uninsured/underinsured motorist (UM/UIM) coverage and your insurance company denies or delays your claim unreasonably, you… Continue reading Can I Sue My Own Insurance for Not Covering an Uninsured Motorist Accident?

Key Highlights: Yes, you can use your health insurance after an accident with an uninsured driver to cover medical expenses. Health insurance can help pay for doctor visits, hospital stays, and other treatments related to the accident. However, you’ll still be responsible for deductibles, co-pays, and out-of-pocket costs depending on… Continue reading Can I Use My Health Insurance After an Accident with an Uninsured Driver?

Key Highlight: Yes, uninsured motorist coverage can pay for pain and suffering, depending on your policy and state laws. This coverage is designed to compensate for damages when the at-fault driver doesn’t have insurance. It can help cover not only medical bills and car repairs but also emotional and physical… Continue reading Can Uninsured Motorist Coverage Pay for Pain and Suffering?

Key Highlight: Facing the consequences of an accident with an uninsured driver can be frustrating, especially when you thought your own insurance would have your back. It’s even more stressful when your uninsured motorist claim is denied, leaving you worried about how you’ll cover medical bills, car repairs, or other… Continue reading How to Appeal a Denied Uninsured Motorist Claim

Key Highlights:  To calculate damages in an uninsured motorist accident case, you need to consider several factors. First, gather all medical bills and treatment costs, including future care needs. Next, account for vehicle repair or replacement expenses, and lost wages due to time off work.  Additionally, you can seek compensation… Continue reading How to Calculate Damages in an Uninsured Motorist Accident Case

When an uninsured driver refuses to give their information, it makes things more difficult, but not impossible. The first step is to call the police, even if it’s a minor accident. The police will file a report and can help gather details from the other driver. This report will be… Continue reading How to Deal with an Uninsured Driver Who Refuses to Cooperate