Being involved in an accident with a driver who has expired insurance can be a frustrating and confusing experience. You may wonder if you can still receive compensation for your injuries and damages, especially when the other driver lacks valid coverage.  Fortunately, even if the at-fault driver’s insurance has lapsed,… Continue reading Can I Still Get Compensation if the Uninsured Driver Had Expired Insurance?

Yes, you can sue your own insurance company if they refuse to cover an uninsured motorist accident, but this would typically be a last resort after other dispute resolution options have failed. If you have uninsured/underinsured motorist (UM/UIM) coverage and your insurance company denies or delays your claim unreasonably, you… Continue reading Can I Sue My Own Insurance for Not Covering an Uninsured Motorist Accident?

Key Highlights: Yes, you can use your health insurance after an accident with an uninsured driver to cover medical expenses. Health insurance can help pay for doctor visits, hospital stays, and other treatments related to the accident. However, you’ll still be responsible for deductibles, co-pays, and out-of-pocket costs depending on… Continue reading Can I Use My Health Insurance After an Accident with an Uninsured Driver?

Key Highlight: Yes, uninsured motorist coverage can pay for pain and suffering, depending on your policy and state laws. This coverage is designed to compensate for damages when the at-fault driver doesn’t have insurance. It can help cover not only medical bills and car repairs but also emotional and physical… Continue reading Can Uninsured Motorist Coverage Pay for Pain and Suffering?

Key Highlight: Facing the consequences of an accident with an uninsured driver can be frustrating, especially when you thought your own insurance would have your back. It’s even more stressful when your uninsured motorist claim is denied, leaving you worried about how you’ll cover medical bills, car repairs, or other… Continue reading How to Appeal a Denied Uninsured Motorist Claim

Key Highlights:  To calculate damages in an uninsured motorist accident case, you need to consider several factors. First, gather all medical bills and treatment costs, including future care needs. Next, account for vehicle repair or replacement expenses, and lost wages due to time off work.  Additionally, you can seek compensation… Continue reading How to Calculate Damages in an Uninsured Motorist Accident Case