Month: September 2024

Key Highlights: After an accident with an uninsured motorist, you may find yourself facing unexpected repair costs and medical bills. Without the other driver’s insurance to cover your damages, the burden often falls on your own insurance policy. Understanding how to effectively negotiate with your insurance company can make a… Continue reading How to Negotiate with Your Insurance After an Uninsured Motorist Accident

Key Highlights: Getting into an accident with an uninsured driver can leave you with unexpected financial burdens, from medical bills to car repairs. While most states require drivers to carry insurance, not everyone follows the law, and you could find yourself responsible for costs that should have been covered by… Continue reading How to Protect Yourself Financially From Uninsured Drivers

Key Takeaways: Uninsured motorist coverage is a type of insurance that helps you pay for repairs and medical bills if you get into an accident with a driver who doesn’t have insurance. Yes, it’s a good idea to have this coverage because it helps protect you from paying those costs… Continue reading What Is Uninsured Motorist Coverage? Do I Need It?

Key Highlights: The uninsured motorist claims process involves gathering evidence, filing a claim with your insurance company, and undergoing a claim investigation. Challenges like disputed liability or insufficient coverage may arise. Keeping detailed records and seeking legal advice can help ensure you get the compensation you deserve. When dealing with… Continue reading What to Expect During the Uninsured Motorist Claims Process

Key Highlights: If your insurance denies an uninsured motorist claim, follow these steps: When an insurance company denies your uninsured motorist claim, it can feel like a dead end. Being involved in an accident with an uninsured driver is stressful enough, but facing a claim denial adds another layer of… Continue reading What to Do If Your Insurance Denies an Uninsured Motorist Claim

Key highlights: Uninsured Motorist (UM) coverage limits cap the amount your insurance pays if you’re in an accident with an uninsured driver. These limits cover damages like medical bills and car repairs, but if costs exceed your limit, you’ll need to pay the difference through other means. Uninsured motorist coverage… Continue reading What to Know About Uninsured Motorist Coverage Limits